Most enrollment windows close by early December. Check your plans before yours does.
PlanMath

We do the math before you enroll.

See which plan costs you less. Upload your plans, answer a few questions, and get the yearly cost of each one.

  • About ten minutes
  • The first check is free for everyone
  • No insurer pays us

We'll email your link as soon as your spot opens. We use your email for nothing else.

Your estimated cost this year Sample, made-up plans
High-deductible plan with HSA Lowest cost
$3,180
Good year $1,940
Bad year $5,400
Standard PPOGood $3,360 · Bad $6,860
$4,460
Premium PPOGood $4,920 · Bad $7,420
$5,640
Costs more in every scenario

Typical-year totals: premiums plus expected out-of-pocket costs, minus employer HSA money and tax savings.

$500+ a year. The typical cost of choosing the wrong plan.

Researchers estimate that choosing the wrong plan costs employees more than $500 a year on average.

Liu and Sydnor (2018), as cited by the TIAA Institute

Three steps. No jargon.

1

Upload your plans

Add your benefits guide, or snap a photo of your enrollment screen. We pull out the numbers for you.

2

Answer a few questions

Talk or type, one plain question at a time. Doctor visits, prescriptions, anything planned for next year.

3

See the real cost

Watch your yearly total update for each plan, in a good year, a typical year and a bad one.

We've got your back.

Three promises, in writing.

The Math Guarantee

If our arithmetic is wrong, your report is free. [YOUR GUARANTEE TERMS]

The Line-by-Line Check

Every number is shown next to the line it came from in your documents. You confirm each one before we calculate.

No commissions, ever

We don't sell insurance and no insurer pays us. The numbers are the numbers.

Start free. Pay only for the full picture.

Quick check

$0

Find out whether any of your plans costs more in every scenario. Free for everyone, no card needed.

Check my plans free

Full report

Launching soon

$29

The full interview, every plan in three scenarios, HSA and tax savings, and a one-page summary to share.

Tell me when it launches

One-time prices. No subscription.

Good questions

Do you tell me which plan to pick?

We show you what each plan would cost you and how we got there. The choice is yours.

Are you an insurance agent or broker?

No. We don't sell insurance, enroll you in anything or take commissions.

What happens to my documents and answers?

[YOUR DATA POLICY: for example, deleted when your report is done unless you choose to save it for next year.]

Will it tell me if my doctor is in network?

Not directly. Networks change often, so your report links to each insurer's directory and reminds you to check before you enroll.

Is it available where I live?

[STATES AVAILABLE AT LAUNCH]. It covers plans offered through an employer.

Enroll with confidence.

Check my plans free